BlueCare is a classic, comprehensive health insurance plan with more predictable health care costs. There are three plans available with different coinsurance and deductible levels.
How It Works
With this classic health insurance plan from Blue Cross Blue Shield of North Dakota (BCBSND), employees:
- Pay the same copayment (copay) each time they visit the doctor or pharmacy.
- Share costs with BCBSND for other services, depending on the BlueCare plan you choose for your employees.
- Makes health care expenses more predictable for you and your employees.
Doctor or Specialist Visits
Employees pay a copay for the visit and may have to pay additional for extra tests, labwork or other medical services resulting from that visit.
The exception is preventive care, which is covered at 100%. There is no copay and no requirement to meet a deductible.